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Speaker 1: Not covered by insurance. Not cheap. It feels like LASIK is only for the famous or independently wealthy. But it may be more accessible than you think. On average, LASIK costs around $4,200 or $2,100 per eye. But if you’re in your 30s, disposable contacts will cost you a lot more than that over your lifetime, about $20,000. If you’re in your 20s, even more, about $30,000. So an investment today could mean savings down the road. But I know what you’re thinking, “I can’t afford that. I’ve got a car payment.” First of all, please don’t take that tone with me. I’ve been nothing but cordial with you. And second, you’ve got options.
Speaker 1: You didn’t pay for college all at once. You don’t pay for your smartphone all at once. And guess what? You don’t need to pay for LASIK all at once. Most LASIK surgeons offer financing. Consider it like a subscription for a streaming service, so you can binge-watch TV, except this is a subscription in seeing without glasses or contacts for binge-watching TV. Your FSA, or flexible spending account, is a way to apply your pre-tax income to medical expenses, including, drum roll, please, I think you know where I’m going with this, LASIK. Only about 80% of employees take advantage of their FSA, and 22% don’t even know what it is.
Speaker 1: Don’t even know what it is, which sucks, because for example, a single person in California making $55,000 can save more than $870 in taxes in one year using their FSA. Talk to your employer or HR about it. Seriously. According to the IRS, the average tax return is $3,120. That’s crazy. I don’t get that much back, but maybe you do. And that’s well on your way to affording, faster drum roll this time, LASIK. Last year, I blew my tax return on a hoverboard, and it caught on fire. And I lost the whole security deposit on my apartment. Don’t do that. This is not like the department store credit card I had to cut up because I maxed it out on pastel chinos. No, a healthcare credit card is specifically for medical expenses like dental exams or, no drum roll this time, LASIK.
Speaker 3: Yeah.
Speaker 1: Many have 0% interest as long as you pay your bill on time, which means I have 100% interest in getting one. I’m so sorry. In conclusion, even if you’re not as wealthy as I look, you may still be able to get LASIK. To discuss your financing options and get any other LASIK questions you have answered, talk to a LASIK surgeon. Not to him, he lost his license in an embezzlement scandal years ago. Also, he’s a cartoon. LASIK isn’t for everyone and there are potential side effects like dry eye, or visual disturbances like glare or halos. Learn more and find out if LASIK is right for you by talking to a surgeon. A real one.